Find short-term medical and supplemental coverage in Florida.
Compare short-term medical, hospital and fixed indemnity, dental, vision and telehealth options with a licensed Florida agent. Free quotes, no obligation.
- Requesting a quote is free and does not obligate you to buy
- An agent explains what each plan covers and what it leaves out
- Exclusions, waiting periods and benefit limits reviewed before you decide
These are not ACA or Marketplace plans. They may exclude pre-existing conditions and benefits that ACA plans must cover, and some are not insurance. For ACA coverage, visit HealthCare.gov. See the plan disclosures.
What are you looking for?
Pick the kind of coverage you want to know more about, or get a quote for it right away.
Short-term medical
Temporary medical coverage for a gap, such as between jobs.
Not ACA coverage. May exclude pre-existing conditions.
Get a quoteHospital and fixed indemnity
Cash paid to you when a covered event happens.
A supplement to health insurance, not major medical coverage.
Get a quoteDental
Help with checkups, cleanings and dental work.
Some are discount plans. Ask which one you are quoted.
Get a quoteVision
Help with eye exams, glasses and contacts.
Benefits have limits. Some are discount plans.
Get a quoteTelehealth
Phone or video visits for minor, non-emergency concerns.
Usually a membership, not insurance.
Get a quoteHospital and fixed indemnity plans: THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. See the coverage guide for what each product does and does not do.
From quote request to coverage, you stay in control
No pressure and no surprises.
Tell us what you need
Your ZIP code, age, household and the kind of coverage you want. It takes about a minute.
An agent compares plans
Benefits, exclusions, limits, waiting periods and prices from the insurers we are appointed with, for Florida residents.
You decide
Ask questions and apply only if a plan fits. We confirm your permission before submitting any application.
A local Florida agency that explains the fine print
Licensed in Florida
Agency license L135985. You can check it yourself on the licensing page.
Limits shown up front
We go over exclusions, waiting periods and benefit limits with you before you apply, in plain language.
No pressure
Quotes are free. You can say no at any point, and we will not submit anything without your permission.
Based in Lakeland
618 N. Ingraham Avenue, Lakeland, FL 33801. Call us at 863-308-8955.
Plans from insurers that have appointed us
We are an independent agency. We can quote plans only from the companies below, and not every plan is available in every county.
Allstate Health Solutions plans may include access to these provider networks. Network availability varies by plan and county, so ask your agent to confirm that your doctors are in network.
Company and network names and logos are trademarks of their owners and appear only to show which insurers we are appointed with and which provider networks some plans may use. A network name does not mean that company insures the plan or endorses this site. TNT Assurance LLC is an independent agency. It is not owned by, operated by or an employee of any insurance company.
Who these plans may and may not suit
Being honest about fit matters more than making a sale.
May suit you if
You are between jobs or waiting for other coverage to start, you missed open enrollment, you want extra cash benefits on top of a major medical plan, or you want low-cost dental, vision or telehealth.
May not suit you if
You need ongoing care for a known condition, expect to need maternity, mental health or prescription coverage, or need coverage that meets ACA or employer requirements. Consider HealthCare.gov instead.
Not sure?
Call 863-308-8955. An agent can explain the differences without any pressure to buy.
Common questions
Is this Obamacare or Marketplace coverage?
No. We do not sell ACA or Marketplace plans, and nothing on this site is ACA coverage. If you want ACA coverage, visit HealthCare.gov.
Will a short-term plan cover my pre-existing condition?
Often not. Short-term medical plans commonly exclude pre-existing conditions and may exclude other benefits. Ask your agent to show you the exclusions in writing before you apply.
How long does short-term coverage last?
It is temporary. Florida limits how long a plan can last and whether it can be extended, and the limits depend on when the plan is issued. Your agent will tell you the exact start date, end date and any waiting period before you apply.
Should I cancel my current coverage?
No, not yet. Keep your current coverage until the insurance company confirms in writing that your new plan is active. Do not drop major medical coverage to buy a supplemental plan.
Ready to compare your options?
Free quote. No obligation. Florida residents under 65.