/* TNT Assurance LLC site styles. System fonts only: the site makes no third-party requests. */
:root {
  --bg: #F5F9FC;
  --surface: #FFFFFF;
  --ink: #0D2133;
  --muted: #44586B;
  --line: #D3DFE9;
  --brand: #0A5C8A;
  --brand-ink: #FFFFFF;
  --brand-soft: #E1EFF8;
  --sun: #F2B632;
  --sun-ink: #3A2A00;
  --glow: rgba(242, 182, 50, 0.30);
  --leaf: #17795A;
  --alert-bg: #FFF5D9;
  --alert-ink: #5A4000;
  --danger: #B3320A;
  --topbar-bg: #0D2133;
  --topbar-ink: #E8F0F6;
  --footer-bg: #0D2133;
  --footer-ink: #C9D8E6;
  --footer-head: #FFFFFF;
  --font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #09151F; --surface: #112334; --ink: #E8F0F6; --muted: #A8BACB; --line: #25394C;
    --brand: #62B8E8; --brand-ink: #05202F; --brand-soft: #0F2C42; --glow: rgba(242, 182, 50, 0.12);
    --leaf: #4FC79E; --alert-bg: #33290D; --alert-ink: #F4DFA6; --danger: #FF9C77;
    --topbar-bg: #050E16; --footer-bg: #050E16;
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --bg: #09151F; --surface: #112334; --ink: #E8F0F6; --muted: #A8BACB; --line: #25394C;
  --brand: #62B8E8; --brand-ink: #05202F; --brand-soft: #0F2C42; --glow: rgba(242, 182, 50, 0.12);
  --leaf: #4FC79E; --alert-bg: #33290D; --alert-ink: #F4DFA6; --danger: #FF9C77;
  --topbar-bg: #050E16; --footer-bg: #050E16;
  color-scheme: dark;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
body { margin: 0; background: var(--bg); color: var(--ink); font: 400 17px/1.6 var(--font); }
img { max-width: 100%; }
[hidden] { display: none !important; }
.wrap { max-width: 1160px; margin: 0 auto; padding-left: max(16px, env(safe-area-inset-left, 0px)); padding-right: max(16px, env(safe-area-inset-right, 0px)); }
h1, h2, h3, h4 { line-height: 1.15; text-wrap: balance; margin: 0; letter-spacing: -0.02em; font-weight: 800; }
a { color: var(--brand); text-underline-offset: 3px; }
:focus-visible { outline: 3px solid var(--brand); outline-offset: 2px; border-radius: 4px; }
.eyebrow { font: 700 12.5px/1.2 var(--font); letter-spacing: 0.14em; text-transform: uppercase; color: var(--muted); }
.skip { position: absolute; left: -9999px; top: 8px; background: var(--ink); color: var(--bg); padding: 10px 14px; border-radius: 6px; z-index: 60; }
.skip:focus { left: 16px; }

/* Top bar and header */
.topbar { background: var(--topbar-bg); color: var(--topbar-ink); font-size: 13.5px; }
.topbar .wrap { display: flex; flex-wrap: wrap; gap: 4px 24px; justify-content: space-between; align-items: center; padding-block: 8px; }
.topbar a { color: inherit; font-weight: 700; text-decoration: none; }
.topbar a:hover { text-decoration: underline; }
.site-header { background: var(--surface); border-bottom: 1px solid var(--line); }
.site-header .bar { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding-block: 14px; }
.brand { display: inline-flex; align-items: center; gap: 10px; font: 800 20px/1 var(--font); letter-spacing: -0.02em; color: var(--ink); text-decoration: none; }
.brand .mark { width: 38px; height: 38px; border-radius: 10px; background: var(--brand); color: var(--brand-ink); display: grid; place-items: center; font: 800 14px/1 var(--font); letter-spacing: 0; }
.nav { display: flex; align-items: center; gap: 4px; }
.nav a { color: var(--ink); text-decoration: none; font-weight: 600; font-size: 15.5px; padding: 10px 12px; border-radius: 8px; }
.nav a:hover { background: var(--brand-soft); }
.nav a[aria-current="page"] { color: var(--brand); background: var(--brand-soft); }
.nav a.btn { color: var(--brand-ink); background: var(--brand); margin-left: 8px; }
.nav a.btn:hover { background: var(--brand); filter: brightness(1.08); }
.menu { display: none; position: relative; }
.menu summary { list-style: none; cursor: pointer; font-weight: 700; padding: 10px 14px; border: 1.5px solid var(--muted); border-radius: 10px; }
.menu summary::-webkit-details-marker { display: none; }
.menu .panel { position: absolute; right: 0; top: calc(100% + 8px); background: var(--surface); border: 1px solid var(--line); border-radius: 14px; padding: 8px; min-width: 230px; box-shadow: 0 20px 40px -20px rgba(0, 0, 0, 0.5); z-index: 50; display: grid; }
.menu .panel a { color: var(--ink); text-decoration: none; font-weight: 600; padding: 12px; border-radius: 8px; }
.menu .panel a:hover { background: var(--brand-soft); }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; font: 700 17px/1.1 var(--font); border: 0; border-radius: 12px; padding: 16px 24px; min-height: 54px; cursor: pointer; background: var(--brand); color: var(--brand-ink); text-decoration: none; text-align: center; }
.btn.ghost { background: transparent; color: var(--ink); border: 1.5px solid var(--muted); }
.btn.sun { background: var(--sun); color: var(--sun-ink); }
.btn.block { width: 100%; }
.btn-sm { font-size: 15px; padding: 11px 18px; min-height: 44px; border-radius: 999px; }
.btn[disabled] { opacity: 0.6; cursor: progress; }
@media (prefers-reduced-motion: no-preference) { .btn { transition: filter .15s, transform .15s; } .btn:hover { filter: brightness(1.08); } .btn:active { transform: translateY(1px); } }

/* Hero */
.herobg { background: radial-gradient(640px 320px at 90% -10%, var(--glow), transparent 70%), linear-gradient(180deg, var(--brand-soft), var(--bg) 96%); }
.hero { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, 0.9fr); gap: 56px; align-items: center; padding-block: 48px 40px; }
.chip { display: inline-flex; align-items: center; gap: 8px; background: var(--surface); border: 1px solid var(--line); border-radius: 999px; padding: 6px 14px 6px 8px; font-size: 13.5px; font-weight: 700; }
.chip i { width: 10px; height: 10px; border-radius: 50%; background: var(--sun); box-shadow: 0 0 0 4px var(--glow); }
.hero h1 { font-size: clamp(36px, 5.2vw, 58px); margin-block: 18px 16px; }
.lede { font-size: 19.5px; color: var(--muted); max-width: 54ch; margin: 0 0 22px; }
.checks { list-style: none; padding: 0; margin: 0; display: grid; gap: 11px; }
.checks li { display: flex; gap: 12px; align-items: flex-start; }
.checks svg { flex: none; width: 22px; height: 22px; color: var(--leaf); margin-top: 2px; }

.quick { background: var(--surface); border: 1px solid var(--line); border-radius: 20px; padding: 26px; box-shadow: 0 2px 0 var(--line), 0 30px 50px -32px rgba(10, 60, 100, 0.5); min-width: 0; }
.quick h2 { font-size: 26px; margin-bottom: 4px; }
.quick .sub { color: var(--muted); font-size: 15px; margin: 0 0 18px; }
.quick .field + .field { margin-top: 16px; }
.quick .btn { margin-top: 20px; }
.quick .fine { margin: 14px 0 0; }

/* Forms (shared by hero form and quote wizard) */
.field { display: flex; flex-direction: column; gap: 7px; min-width: 0; border: 0; padding: 0; margin: 0; }
.field.full { grid-column: 1 / -1; }
label, legend { font-size: 14.5px; font-weight: 700; padding: 0; }
.hint { font-weight: 400; color: var(--muted); }
input[type="text"], input[type="email"], input[type="tel"], input[type="number"], select {
  font: inherit; font-size: 17px; color: var(--ink); background: var(--bg); border: 1.5px solid var(--muted); border-radius: 10px;
  padding: 12px 14px; width: 100%; min-width: 0; min-height: 54px;
}
input::placeholder { color: var(--muted); opacity: 0.85; }
.field.bad input, .field.bad select { border-color: var(--danger); border-width: 2px; }
.err { color: var(--danger); font-size: 14px; font-weight: 600; }
.err:empty { display: none; }
.pills { display: flex; flex-wrap: wrap; gap: 8px; }
.pill { position: relative; }
.pill input { position: absolute; opacity: 0; inset: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; }
.pill span { display: grid; place-items: center; min-width: 48px; min-height: 48px; padding: 0 14px; border: 1.5px solid var(--muted); border-radius: 10px; font-weight: 700; background: var(--bg); text-align: center; }
.pill input:checked + span { background: var(--brand); color: var(--brand-ink); border-color: var(--brand); }
.pill input:focus-visible + span { outline: 3px solid var(--brand); outline-offset: 2px; }
.field.bad .pill span { border-color: var(--danger); }
.consent { display: flex; gap: 12px; align-items: flex-start; font-size: 14px; font-weight: 400; color: var(--ink); line-height: 1.5; padding: 14px; border: 1.5px solid var(--line); border-radius: 10px; background: var(--bg); }
.consent input { margin-top: 2px; width: 22px; height: 22px; flex: none; accent-color: var(--brand); }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.fine { font-size: 12.5px; color: var(--muted); margin: 14px 0 0; }
.notice { background: var(--brand-soft); border-radius: 10px; padding: 14px; font-size: 15px; margin-top: 14px; }
.fi-notice { font-size: 19px; line-height: 1.4; font-weight: 800; margin: 16px 0 0; padding: 12px 14px; border: 2px solid var(--sun); border-radius: 10px; background: var(--alert-bg); color: var(--alert-ink); letter-spacing: 0.005em; }

/* Quote wizard */
.wizard { max-width: 720px; margin: 0 auto; background: var(--surface); border: 1px solid var(--line); border-radius: 20px; overflow: hidden; box-shadow: 0 2px 0 var(--line), 0 30px 50px -32px rgba(10, 60, 100, 0.5); }
.wiz-head { display: flex; justify-content: space-between; align-items: center; gap: 12px; padding: 14px 24px 12px; }
.wiz-head .t { font: 700 12px/1.2 var(--font); letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); }
.wiz-head .step { font: 700 13px/1 var(--font); color: var(--brand); }
.progress { height: 5px; background: var(--line); }
.progress div { height: 100%; width: 50%; background: var(--sun); transition: width .3s; }
@media (prefers-reduced-motion: reduce) { .progress div { transition: none; } }
.wiz-body { padding: 24px 24px 28px; }
.wiz-body h2 { font-size: 28px; margin-bottom: 6px; }
.wiz-body h2:focus { outline: none; }
.wiz-body .sub { color: var(--muted); font-size: 15.5px; margin: 0 0 20px; }
.grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.actions { display: flex; gap: 12px; margin-top: 22px; flex-wrap: wrap; }
.actions .btn { flex: 1 1 auto; }
.actions .btn.ghost { flex: 0 0 auto; }

/* Sections */
section.block { padding-block: 64px; }
.band { background: var(--surface); border-block: 1px solid var(--line); }
.sec-head { max-width: 720px; margin-bottom: 32px; }
.sec-head h2 { font-size: clamp(28px, 3.6vw, 40px); margin: 10px 0 12px; }
.sec-head p { color: var(--muted); margin: 0; font-size: 18px; }
.sec-head.center { text-align: center; margin-inline: auto; }

.important { display: flex; gap: 16px; align-items: flex-start; padding: 18px 20px; background: var(--alert-bg); color: var(--alert-ink); border: 2px solid var(--sun); border-radius: 14px; }
.important svg { flex: none; width: 28px; height: 28px; margin-top: 2px; }
.important strong { display: block; font-size: 18px; margin-bottom: 4px; }
.important p { margin: 0; font-size: 15.5px; }
.important a { color: inherit; font-weight: 700; }

.tiles { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 16px; }
.tile { display: flex; flex-direction: column; gap: 8px; padding: 22px; background: var(--surface); border: 1px solid var(--line); border-radius: 18px; min-width: 0; }
.tile .ico { width: 52px; height: 52px; border-radius: 14px; background: var(--brand-soft); color: var(--brand); display: grid; place-items: center; margin-bottom: 6px; }
.tile .ico svg { width: 28px; height: 28px; }
.tile h3 { font-size: 20px; }
.tile p { margin: 0; color: var(--muted); font-size: 15.5px; }
.tile .caveat { font-size: 12.5px; line-height: 1.45; color: var(--muted); margin-top: 2px; }
.tile .btn { margin-top: auto; }
.tile .grow { flex: 1; }
.tile .more { font-weight: 700; font-size: 15px; }

.steps { list-style: none; counter-reset: s; padding: 0; margin: 0; display: grid; gap: 20px; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); }
.steps li { counter-increment: s; padding: 24px; background: var(--bg); border: 1px solid var(--line); border-radius: 18px; }
.steps li::before { content: counter(s); display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; background: var(--sun); color: var(--sun-ink); font: 800 18px/1 var(--font); margin-bottom: 14px; }
.steps h3 { font-size: 21px; margin-bottom: 6px; }
.steps p { margin: 0; color: var(--muted); }

.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(250px, 1fr)); gap: 18px; }
.card { padding: 24px; background: var(--surface); border: 1px solid var(--line); border-radius: 18px; min-width: 0; }
.card svg.ci { width: 32px; height: 32px; color: var(--brand); margin-bottom: 12px; }
.card h3 { font-size: 20px; margin-bottom: 8px; }
.card p { margin: 0; color: var(--muted); }

.carriers { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 16px; max-width: 760px; }
.carrier { display: grid; place-items: center; min-height: 96px; padding: 18px; background: var(--bg); border: 1px solid var(--line); border-radius: 16px; text-align: center; }
.carrier .carrier-mark { font: 800 21px/1.2 var(--font); letter-spacing: -0.01em; }
.carrier img { max-height: 52px; max-width: 100%; }
.legalnote { font-size: 12.5px; color: var(--muted); max-width: 80ch; margin: 18px 0 0; }

details { border-bottom: 1px solid var(--line); max-width: 820px; }
summary { font-weight: 700; cursor: pointer; font-size: 18px; padding: 16px 0; list-style: none; display: flex; justify-content: space-between; gap: 16px; align-items: center; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; font-size: 26px; line-height: 1; color: var(--brand); flex: none; }
details[open] summary::after { content: "\2212"; }
details p { margin: 0 0 16px; color: var(--muted); }
.menu summary::after { content: none; }

.cta { background: var(--brand); color: var(--brand-ink); }
.cta .wrap { display: flex; flex-wrap: wrap; gap: 20px 40px; justify-content: space-between; align-items: center; padding-block: 44px; }
.cta h2 { font-size: clamp(26px, 3.4vw, 36px); max-width: 24ch; }
.cta p { margin: 8px 0 0; opacity: 0.92; }
.cta .btns { display: flex; gap: 12px; flex-wrap: wrap; }
.cta .btn { background: var(--surface); color: var(--ink); }
.cta .btn.sun { background: var(--sun); color: var(--sun-ink); }

/* Inner pages */
.page-hero { background: radial-gradient(520px 260px at 92% -20%, var(--glow), transparent 70%), linear-gradient(180deg, var(--brand-soft), var(--bg)); padding-block: 44px 28px; }
.crumbs { font-size: 14px; color: var(--muted); margin-bottom: 14px; }
.crumbs a { color: var(--muted); }
.page-hero h1 { font-size: clamp(32px, 4.6vw, 50px); margin-bottom: 12px; }
.page-hero p { margin: 0; color: var(--muted); font-size: 19px; max-width: 62ch; }
.updated { font-size: 14px; color: var(--muted); margin-top: 12px !important; }
.page-body { padding-block: 40px 72px; }
.prose { max-width: 820px; }
.prose h2 { font-size: 28px; margin: 40px 0 12px; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 21px; margin: 28px 0 8px; }
.prose p, .prose li { color: var(--ink); }
.prose p { margin: 0 0 14px; }
.prose ul, .prose ol { margin: 0 0 16px; padding-left: 22px; display: grid; gap: 6px; }
.prose .muted { color: var(--muted); }
.prose .important { margin: 20px 0; }
.tablewrap { overflow-x: auto; border: 1px solid var(--line); border-radius: 14px; background: var(--surface); margin: 0 0 20px; }
table { border-collapse: collapse; width: 100%; min-width: 600px; font-size: 16px; }
th, td { text-align: left; padding: 14px 16px; border-bottom: 1px solid var(--line); vertical-align: top; }
th { font: 700 12.5px/1.2 var(--font); letter-spacing: 0.08em; text-transform: uppercase; color: var(--muted); background: var(--bg); }
tr:last-child td, tr:last-child th { border-bottom: 0; }
th[scope="row"] { font-size: 16px; letter-spacing: 0; text-transform: none; color: var(--ink); background: transparent; }
td.num { font-variant-numeric: tabular-nums; white-space: nowrap; }
dl.facts { display: grid; grid-template-columns: max-content 1fr; gap: 10px 26px; margin: 0 0 24px; }
dl.facts dt { color: var(--muted); }
dl.facts dd { margin: 0; font-variant-numeric: tabular-nums; }
.split { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 20px; margin: 20px 0 28px; }
.prod { padding: 26px; background: var(--surface); border: 1px solid var(--line); border-radius: 18px; min-width: 0; }
.prod h3 { margin: 0 0 8px; font-size: 24px; }
.prod h4 { font-size: 15px; margin: 18px 0 6px; text-transform: uppercase; letter-spacing: 0.08em; color: var(--muted); }
.prod p { margin: 0 0 10px; }
.prod ul { margin: 0; padding-left: 20px; display: grid; gap: 4px; }
.tag { display: inline-block; font: 800 11.5px/1 var(--font); letter-spacing: 0.1em; text-transform: uppercase; padding: 7px 11px; border-radius: 999px; margin-bottom: 14px; background: var(--brand-soft); color: var(--brand); }
.tag.warn { background: var(--alert-bg); color: var(--alert-ink); }
.sitemap { list-style: none; padding: 0; display: grid; gap: 10px; }

/* Footer */
footer.site { background: var(--footer-bg); color: var(--footer-ink); }
footer.site a { color: var(--footer-ink); }
footer.site .cols { display: grid; grid-template-columns: 1.3fr repeat(3, minmax(0, 1fr)); gap: 32px; padding-block: 52px 28px; }
footer.site h4 { color: var(--footer-head); font-size: 14px; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 14px; }
footer.site ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; font-size: 15px; }
footer.site .about { font-size: 15px; display: grid; gap: 10px; }
footer.site .about .brand { color: var(--footer-head); }
footer.site .disc { border-top: 1px solid rgba(255, 255, 255, 0.16); padding-block: 24px 40px; font-size: 12px; line-height: 1.6; display: grid; gap: 10px; max-width: 980px; }
footer.site .disc p { margin: 0; }

.callbar { display: none; }
@media (max-width: 920px) {
  .nav a:not(.keep) { display: none; }
  .nav { display: none; }
  .menu { display: block; }
  .hero { grid-template-columns: minmax(0, 1fr); gap: 32px; padding-block: 32px 28px; }
  .grid { grid-template-columns: minmax(0, 1fr); }
  dl.facts { grid-template-columns: minmax(0, 1fr); gap: 0; }
  dl.facts dd { margin-bottom: 12px; }
  footer.site .cols { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
  footer.site .about { grid-column: 1 / -1; }
  body { padding-bottom: 88px; }
  .callbar { display: flex; position: fixed; left: 0; right: 0; bottom: 0; z-index: 40; justify-content: center;
    padding: 14px max(16px, env(safe-area-inset-right, 0px)) calc(14px + env(safe-area-inset-bottom, 0px)) max(16px, env(safe-area-inset-left, 0px));
    background: var(--surface); border-top: 1px solid var(--line); box-shadow: 0 -10px 30px -18px rgba(0, 0, 0, 0.4); }
  .callbar a { flex: 1; max-width: 520px; text-align: center; background: var(--brand); color: var(--brand-ink); font-weight: 700; text-decoration: none; padding: 15px 18px; border-radius: 12px; min-height: 52px; }
}
@media (max-width: 520px) {
  .topbar .wrap > span:first-child { display: none; }
  .brand { font-size: 18px; }
  .wiz-body, .wiz-head { padding-inline: 18px; }
  .quick { padding: 20px; }
  footer.site .cols { grid-template-columns: minmax(0, 1fr); }
}

/* Fine print and logos */
.disclaimer { margin: 0; padding: 16px 0 0; font-size: 12.5px; line-height: 1.5; color: var(--muted); max-width: 90ch; }
.disclaimer strong { color: var(--ink); }
.fine-print { font-size: 12px; line-height: 1.5; color: var(--muted); max-width: 90ch; margin: 18px 0 0; }
.logos { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 16px; max-width: 760px; }
.logos.small { grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); max-width: 760px; margin-top: 14px; }
.logo-tile { display: grid; place-items: center; min-height: 92px; padding: 16px 20px; background: #FFFFFF; border: 1px solid var(--line); border-radius: 16px; color: #0D2133; text-align: center; }
.logos.small .logo-tile { min-height: 72px; padding: 12px 16px; }
.logo-tile img.logo { max-height: 44px; max-width: 100%; width: auto; height: auto; }
.logos.small .logo-tile img.logo { max-height: 34px; }
.logo-tile .logo-text { font: 800 20px/1.2 var(--font); letter-spacing: -0.01em; }
.logos.small .logo-tile .logo-text { font-size: 17px; }
.net { margin-top: 28px; padding-top: 24px; border-top: 1px solid var(--line); }
.net-lead { margin: 0; max-width: 70ch; color: var(--muted); font-size: 16px; }
.net-lead strong { color: var(--ink); }